Elmer Ramiscal, CFP®

Elmer Ramiscal, CFP®

Director - Client Relations | Wealth Advisor

Born in Ilocos Norte, Philippines, Elmer came to the United States in 1961 to serve in the US Navy. His designated career as a Navy Counselor Prepared him for the next chapter in his life as a financial advisor.

In 1982, Elmer graduated from Golden Gate University with a BS degree in Management. Midway though completing his MBA at Old Dominion University, he switched course and decided to pursue his CERTIFIED FINANCIAL PLANNER™ certification. This certification is awarded to financial professionals who successfully complete coursework and a 2-day comprehensive exam, specific education and work experience requirements.

Coursework Includes:

  • General principles of Financial Planning
  • Investment Planning
  • Insurance Planning
  • Income Tax Planning
  • Retirement Planning

He obtained his CFP® certification in 1986. Elmer joined the Waddell & Reed Virginia Beach office in 1983. Now operating under the DBA name Ramiscal Equitan Advisors, Elmer has been growing his business for 36 years. He has spent his career helping the Filipino community pursue their retirement goals.


  • 2016 Advisor Medalist
  • 2014 & 2015 Advisor of the Year (Virginia Beach Office)
  • 2014 & 2015 Crest Award
  • 2014 & 2015 Excellence Award in Financial Planning
  • 2012 Top Advisors Forum

Elmer is an active member of the Financial Planning Association of Hampton Roads, Leadership Hampton Roads, and several Filipino-American organizations.

Elmer is the proud father of two children: son, Dion and daughter, Eileen. Dion is a flight test engineer for the US Navy and Eileen is a senior software engineer at Raytheon. In his spare time, Elmer enjoys traveling.

Please contact the office if you have any questions or would like to schedule an appointment.


Awards are presented annually by Waddell & Reed and are based on sales activities.

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